The FNLA has oversight over all short-term lending service businesses that operate withing and from First Nations' Territories, and to all persons and vendors located within First Nations' Territories that may be in the business of providing short-term lending services. Short-term lending services include the business of providing goods, services, or credit to customers from or within the First Nations' Territory in exchange for interest, finance charges, fees, rent, or other forms of consideration in the First Nations' Territory, including transactions originating from or within the First Nations' Territory. Short-term lending services includes installment loans.